Dean, Jacobson Financial Services, LLC was founded in 1967 by William H. "Country" Dean. Until 1990, the Firm operated under the name of its founder, "William H. Dean & Associates." In 1980, Don A. "Jake" Jacobson joined Mr. Dean and began initiating much of the diversification of services that has fueled the Firm's success over the years. This dynamic partnership grew and flourished into a statewide comprehensive financial planning business that still thrives today. Jeffrey J. Schmeltekopf joined the Firm in 1989 and became owner/partner alongside Messrs. Dean and Jacobson in 1996. It was also in 1996 that the Firm became a Limited Liability Company (LLC).
In 2002, Jeff Schmeltekopf and Jake Jacobson acquired Mr. Dean's remaining ownership interest in the Firm. The Firm operated under the co-ownership of Mr. Schmeltekopf and Mr. Jacobson from 2002 through 2007, a period of significant growth for the Firm as well as enhanced client services. Mr. Dean, though semi-retired, remains a consultant to the Firm on a limited, part-time basis.
Today, the Firm is co-owned by Jake Jacobson, Jeff Schmeltekopf and the newest owner/partner, Tim Lowry. Mr. Lowry joined the Firm in 2002 and became co-owner/partner on January 1, 2008. This gradual, yet deliberate evolution of ownership has been thoughtfully planned and implemented to assure the Firm’s clients of its longevity, continuity and consistency of the highest level of service and advice.
Dean, Jacobson Financial Services, LLC is also an independently owned financial firm whose Advisors are Registered Representatives of LPL Financial (LPL), A Registered Investment Adviser, and Member FINRA/SIPC. All securities and investment products offered by the Firm’s Advisors are through LPL. LPL is the nation’s largest independent Broker/Dealer and the leading independent source of financial services and investment advice. *
The Firm has grown significantly since its beginning more than 40 years ago, yet has maintained control over its growth to assure continued personal attention to its clients. As stated by the Firm's President, "We'll never grow so rapidly that we lose our concern, our personal involvement with the client."
The Firm's deliberate organizational pattern of "independence" remains a core conviction among its owners and officers. Whether in the area(s) of insurance, investments, or any other financial product(s), the Firm will always preserve the inherent freedom to offer unbiased financial guidance. This commitment allows the Firm's energies to be focused solely on understanding its clients' financial goals and offering impartial strategies to the challenges of wealth accumulation, preservation and management.
* According to Financial Planning Magazine, 1996 -
Dean, Jacobson Financial Services, LLC (DJFS), a Registered Investment Advisor, is a Comprehensive Financial Planning / Wealth Management firm that specializes in a number of diversified planning areas. These include:
For years, the Firm has concentrated on financial planning for professionals, most specifically in the field of medicine (also including a diverse group of corporate health care clients). This focus is evident from the overall makeup of the Firm's clients of which approximately two-thirds are in the health care field. Through this unique niche of offering financial services to health care professionals and entities, the Firm's Advisors have mastered many of the complexities distinct to this industry, such as asset protection strategies and changing career dynamics brought on through the expansion of managed care.
Despite this special niche, however, the diversity of the Firm's clients is extremely broad. Business owners, corporate executives, retired seniors, airline pilots, attorneys, accountants, school teachers, ministers, musicians, trustees, trade associations, and a host of other unique groups and individuals have come to know and trust Dean, Jacobson Financial Services, LLC with their financial planning goals and investment needs.
The Firm also places a high priority on the implementation of financial planning concepts through appropriate products and services. It is in this context that the Advisors at Dean, Jacobson Financial Services, LLC offer access to financial and insurance products in addition to their fee-based services and planning recommendations. As
"independent" advisors and insurance agents, neither the Firm nor any of its Advisors have proprietary relationships with any of the companies whose products are used or recommended. It is the objective of the Firm's Advisors to offer access to appropriate financial products just as they do their fee-based services:
independent, unbiased, no-strings-attached.
Finally, the Firm is committed to certain unwavering principles and promises to all of their clients and prospective clients:
- Absolute confidentiality,
- Full disclosure of all costs and methods of the Firm's compensation,
- Professionals committed to meeting clients' needs and goals,
not sales representatives', and
- Statewide presence (Texas) and easy accessibility
