As mentioned in other areas on this web site, Retirement Planning is an integral part of wealth management and financial planning, and of the services offered by Dean, Jacobson Financial Services. Retirement Plan laws and regulations are extremely complex and in a seemingly constant state of change. Add to that the severe penalties from both the Department of Labor (DOL) and the Internal Revenue Service (IRS) for noncompliance, and this area of planning quickly becomes a minefield waiting to explode on unsuspecting plans. It was within this dangerous environment that the idea of JADE Plan Services, Inc. was born. Unfortunately, the retirement plan environment today is just as treacherous as it was in 1982, when JADE was established.

Much of the technical and administrative functions of Retirement Plans for Dean, Jacobson Financial Service’s clients are handled through JADE. It has become clearly evident, through years of experience, that quality administrative and plan design services cannot be adequately provided by a long list of “800” numbers at a company’s home office. Unfortunately, however, this “long-distance servicing” has become commonplace in the retirement plan arena as a result of the complexities and dangers involved to those who offer products in this field.

JADE is also unique in that it provides completely integrated administration with unbundled services. This dramatically improves the efficiency and flexibility available to our clients. Through a coordinated approach with the Advisors of Dean, Jacobson Financial Services, JADE clients truly enjoy “one-stop-shop” convenience, sophisticated expert advice, and a vast resource of plan design capabilities and investment platforms.

Local expertise and personal fiduciary guidance is also of paramount importance to JADE Retirement Plan clients. Through this “hands on”, coordinated approach with Dean, Jacobson Financial Services, the Advisors can recognize and incorporate into decisions the special and unique needs of each individual or corporation as well as offer crucial information and regulation interpretations to plan Trustees.

There are numerous traps and bad decisions that can be made when individuals and/or companies rely on information provided by a person who is unfamiliar with the intricacies of their client’s business. Thus, JADE Plan Services, Inc. will continue to be a long-term provider of administrative services and expertise to clients of Dean, Jacobson Financial Services. As stated often by the Firm’s Advisors, "We don’t believe in cookie cutter answers because our clients’ financial goals are unique, personal." And always, these services come …independent, unbiased, no-strings-attached.

* JADE Plan Services, Inc. is co-owned by Don A. "Jake" Jacobson and Jeffrey J. Schmeltekopf, and is not affiliated or endorsed by LPL Financial. JADE is not a Registered Investment Adviser firm. JADE does not operate under the RIA of LPL or of Dean, Jacobson Financial Services, nor is it licensed to sell securities. JADE is a "brother/sister" company of Dean, Jacobson Financial Services due to the similar and common ownership interests in both.