Dean, Jacobson Financial Services is an independently owned and operateed branch office of LPL Financial (LPL). LPL is a Broker/Dealer, Independent Registered Investment Advisor, and Member FINRA/SIPC. It is one of the the nation's leading independent sources of financial services and investment advice.

The cornerstone of LPL's business is providing the highest level of unbiased financial services and advice. LPL neither offers nor markets products of it's own. Thus, as LPL representatives, we concentrate our time and energies not on product quotas and sales goals, but on understanding your individual financial goals. And, LPL seeks to help us fulfill your needs with suitable options from a wide range of the nation's top providers of:

• Mutual funds
• Comprehensive asset management accounts
• Annuities and other tax-sensitive investments
• Advanced estate, college, business, tax and retirement planning
• Domestic and foreign securities
• Direct investments
• Insurance
• Uncompromised and comprehensive research of securities and mutual funds
• State of the art technology

During the past decade, LPL has become one of the United State's largest organizations of independent financial advisers. Formed in 1989 through the merger of two small but successful brokerage firms, Linsco (established in 1968) and Private Ledger (established in 1973), LPL today comprises dual headquarters in Boston and San Diego with more than 5,000 independently owned and operated branch offices nationwide, such as DJFS.

Throughout the 1990s and now the 2000s, LPL has rapidly gained:

• Financial Strength: LPL's total revenues have grown approximately 20 percent per year since 1992. LPL's excess net capital, a measure of their solvency and ability to invest in new training programs, technologies and research, is the highest among all independent brokerage firms.
  
• National Presence: LPL has been named the #1 independent brokerage firm in the nation for the last ten consecutive years. *
  
• Highly Experienced Representatives: Because LPL representatives must have the confidence and dedication needed to build successful practices, LPL selects only those with high levels of experience. LPL's more than 11,000 representatives nationwide possess an average of 10 years' experience in financial services when they join LPL.

In recent years, independent brokerage firms - those offering the products of many nonaffiliated companies - have grown rapidly in response to the burgeoning need for experienced, well-trained financial advisers. Today, these independent firms represent 20 percent of all securities brokers. Like all independent brokers, LPL has benefited from this demand for qualified individuals. Yet the growth of independent brokers alone cannot account for LPL's success. LPL's rise to prominence also owes much to their emphasis on complete independence, objectivity and achieving the highest standards in every aspect of their business.

LPL has been built on the premise that, in an increasingly complicated era, achieving your financial goals depends upon solid, unbiased advice; meaningful, timely information and research; and easy access to the investments and services that best fit your specific circumstances. As LPL moves into its fifth decade, they remain committed to setting and meeting the highest standards in all of these - so that we at DJFS, your LPL representatives, can help you realize a new standard for your financial future.

LPL Financial (east coast) 155 Federal Street, 8th Floor Boston, Massachusetts 02110

LPL Financial (west coast) 9785 Towne Centre Drive San Diego, California 92121-1968

* Based on previous year's revenues as reported in Financial Planning Magazine, June 1996-2007.